Providing financing to patients shouldn't be expensive for your office.
Elle Finance is a patient-pay credit platform. Clinics submit treatment requests in seconds — we handle approvals, payment, and the customer experience. Zero fees for clinics.
Secure 256-bit encryption · No hard credit pull for pre-qualification
Clinic fees
$0
Zero, always
Pre-qualification
< 60 seconds
Subject to lender review
Markets
CA · US
Multi-currency
Patient APR
Lender-determined
Competitive rates · Fully disclosed before signing
A platform built for everyone
Patients get credit when they need it. Clinics get paid fast. Everyone wins.
For clinics
Submit. Get funded. Move on.
Connect once and start submitting treatment requests against patient credit lines. We handle billing, fees, and patient communication.
For patients
Care today, pay over time.
Apply in minutes through your clinic. Get a transparent credit line with no surprise fees. Use it across multiple participating clinics.
For lenders
Capital meets demand.
We connect institutional lending partners with high-quality, healthcare-backed patient receivables across North America. Every application is bank-verified and scored.
A modern credit experience, embedded in your practice.
Three steps from application to funded treatment. No credit terminals, no third-party portals to learn — just a clean workflow that fits how your office already runs.
- 1
Patient applies
Patient selects your clinic and completes a 2-minute application from your office or at home.
- 2
Pre-qualification result
We analyze your bank-verified financial data and return a pre-qualification result in under 60 seconds. Subject to final review by our lending partner.
- 3
Submit treatment requests
Submit any amount up to the patient's remaining credit. Once funded, you're paid.
Ready to make healthcare accessible?
Join clinics across Canada and the United States already using Elle Finance.